Do I need hospital indemnity insurance?

Hospital Indemnity Insurance is designed to help fill copayment and coinsurance deductibles and out-of-pocket expenses of your health insurance plan. Benefits are paid directly to you. You may use these funds to to help cover the costs of coinsurance and deductibles, ambulance trips, critical accidents, skilled nursing stays and more.

Avoid unexpected out of pocket expense

Out-of-pocket expenses are the costs of medical care that are not covered by insurance and that you need to pay for on your own, or “out of pocket”. Deductibles, coinsurance, copays, and any services that are not covered by your health plan an example out-of-pocket expense.

Will I qualify?

Others offer affordable coverage without medical exams. A simply easy issue application maybe the solution for your insurance needs.

Protect your savings from out of pocket expense.

Your MOOP is the MAX OUT of POCKET cost for medical services that you’re expected to pay over the course of a year in your Medicare Advantage plan. In other words, it’s the limit of how much you will spend in out-of-pocket costs for medical services in a calendar year. Other popular names for MOOP are the maximum OOP, maximum OOPC, or out-of-pocket maximum.

Let's plan it together.

PRP Insurance offers plans from a wide range of insurers, allowing us to shop and compare plan benefits.

Speak with a licensed agent and get expert advice on choosing a plan that’s right for you.

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