What you will get on this plan

Take a look at some of our most popular services below. If you don’t see a service you’re looking for, don’t worry – chances are that we can do it. If you have any questions, call us at 207-786-9670 or send us a message. We look forward to speaking with you.
Fixed Annuities

Deferred fixed annuities offer a guaranteed rate of return for a specific number of years. Fixed deferred annuities may be more suitable for conservative investors or for those interested in protecting assets from market volatility. In this way, they’re similar to certificates of deposit (CDs).

However, deferred fixed annuities differ from CDs in that:

  • If you make withdrawals before age 59½, you may be subject to a 10% IRS penalty
  • Deferred fixed annuities may offer more access to assets than a CD
  • Annuity earnings compound on a tax-deferred basis
Indexed Annuities

An indexed annuity is a contract issued and guaranteed by an insurance company. You invest an amount of money (premium) in return for protection against negative returns in the US equity market; the potential for some investment growth through being linked to an index (e.g., the S&P 500® Index); and, in some cases, a guaranteed level of lifetime income through optional riders.

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Annuities are insurance contracts that make regular payments to you either immediately or at some point in the future. You can purchase an annuity to help grow or protect your retirement savings or to provide you with guaranteed income.

  • Safety of principal from market losses
  • Flexibility of withdrawals or income
  • Tax Deferred
  • Growth Potential
  • Avoid Probate

Let's plan it together.

PRP Insurance offers plans from a wide range of insurers, allowing us to shop and compare plan benefits.

Speak with a licensed agent and get expert advice on choosing a plan that’s right for you.

No Cost – No Obligation.

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